Mortgage Guidance That Adapts
Andrea Nemetz is a dedicated loan officer with more than 14 years of experience in the real estate industry. Holding her mortgage, closing agent, and real estate licenses, she offers clients a uniquely comprehensive perspective throughout the entire homebuying process. Based in Gem Lake and serving clients from her Minnetonka and surrounding-area offices, Andrea specializes in guiding borrowers through today’s lending landscape with clarity and confidence.
Andrea is known for her personalized approach—taking the time to understand each borrower’s financial goals, identifying the best loan options, and ensuring every client feels informed and supported from application to closing. She stays current with market trends, lending regulations, and new financing programs, allowing her to provide strategic, up-to-date guidance tailored to each client’s situation.
With a background in business administration and a passion for helping individuals and families achieve homeownership, Andrea is committed to making the mortgage experience smooth, transparent, and stress-free.
Outside of work, Andrea enjoys working out, socializing, spending time with her children and family, and staying active within her community. Her dedication to her clients and her community has made her a trusted partner for anyone looking to sell, purchase or refinance a home.
Text or DM to begin planning your next move today!
Individual NMLS# 2603670
Edge Home Finance NMLS# 891464
Edge Home Finance was named AIME National Brokerage of the Year for its commitment to empowering loan officers and delivering exceptional client experiences.
My approach to lending is rooted in clarity, communication, and adaptability. Every borrower’s situation is different, and the right mortgage strategy should evolve as goals, markets, and life circumstances change. I take the time to understand the full picture so recommendations are thoughtful, realistic, and built for the long term.
In addition to my mortgage license, my background in real estate and closings gives me added insight into how financing decisions affect timelines, negotiations, and outcomes. That broader perspective allows me to anticipate challenges early and guide clients through the process with confidence and transparency.
Whether you’re buying, refinancing, investing, or simply planning ahead, my role is to be a steady, knowledgeable resource you can rely on well beyond the closing table.
Driven By Purpose